Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters.

All are common issues in homes across the country, and they’re not just annoying—they also cost you money in decreased energy efficiency and higher bills.

The U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save 5% to 30% on annual energy costs by incorporating technologies to make their homes operate more efficiently. Think that’s not a big deal? Based on typical energy costs, it could mean savings ranging from $105 to $627, according to Energy Star.

That sounds pretty good to us. And even if you’re not the handiest person when it comes to home maintenance, checking your energy efficiency is something you can easily do yourself. (Although if you want to get the biggest bang for your buck, Energy Star recommends a professional home-energy audit.)

Just follow the tips below—you’ll see where your home loses energy, how efficient your heating and cooling systems are, and ways you can decrease your electricity use.

First, just for reference, here’s how the average energy bill breaks down:

  • Heating: 29%
  • Electronics: 21%
  • Water heating: 13%
  • Cooling: 13%
  • Appliances: 12%
  • Light: 12%

Where’s the air?
Air commonly leaks from homes through gaps around baseboards, electrical outlets and windows or doors—if you feel like you’re running the heat all the time to no avail, that warm air might be escaping. Stopping these drafts can save up to 30 percent of your yearly energy costs (it will keep the cool air inside during the summer, too). Be sure to check your home’s exterior as well, paying particular attention to areas where two different building materials meet. When you find leaks, seal them with caulk or weather stripping.

Don’t wait to insulate
Check to see if you have enough insulation in your ceiling and walls. The attic door or hatch should be insulated and close tightly. For walls, make a small hole in a closet or other inconspicuous place and probe into the wall with a screwdriver—if the area isn’t completely filled with insulation, you’re probably losing heat in the winter and cool air in the summer.

Check your furnace and AC systems
Heating and cooling systems that work correctly and efficiently can save you frustration as well as money. Make sure ducts and pipes are insulated properly, and have your equipment checked and cleaned by a professional each year. Filters for forced-air furnaces should be replaced as soon as they are dirty, or every 30 to 60 days.

Let there be (efficient) light
More than half of the light sockets in the U.S. still contain an inefficient bulb, according to Energy Star—and the average home has about 70 sockets! LED bulbs use about 90% less energy than regular bulbs, and they last a lot longer, too. Many will still be going after 20 years.

See how your home stacks up
Energy Star also offers a Home Energy Yardstick that allows you to compare your home’s efficiency to similar homes across the country and get advice on how to improve. It takes just five minutes. Learn more here.

Anyone can take steps to save energy—whether you’re a hardcore do-it-yourselfer or someone simply tired of sending a big check to the power company every month. Just don’t forget what might be the most important thing of all after you finish your audit and make your home more efficient: deciding how to spend the money you’ll save!

Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life.

However, many people who find themselves victimized by burglars—or a fire or some other disaster—also find out too late that they didn’t have enough insurance to replace their jewelry.

Here’s why: Homeowners policies typically only cover valuable items such as jewelry and watches up to a specific amount. For example, if your limit is $5,000, but you have a $15,000 diamond ring, you’d be on the hook for an extra $10,000 in order to replace it. There might be other issues as well, such as whether your policy covers each individual piece of jewelry at a set amount, or provides coverage for your collection as a whole.

This all might sound complicated, but it’s really not—especially when you work with an independent agent who can explain your options and make sure you get the right coverage. No matter how you buy your insurance, though, below are a few things you’ll want to consider.

  1. Do you need more coverage? Look at your policy language, or ask your agent to explain your coverage. Do you have one or two expensive pieces, or a number of smaller items that when added together exceed your limits? You probably need to purchase additional protection.
  2. What kind of coverage should you get? This depends on your lifestyle. You may want to consider whether items are covered no matter where they are (such as if you travel internationally). You’ll also want to ask about actual cash value versus replacement value, and if you would be required to actually replace the jewelry in the event of a loss or if you could just keep the cash payment.
  3. Do you need an appraisal? In some instances, an insurance company will require you to get a piece appraised to determine its value.
  4. Do you have items with mainly sentimental value, or ones that are irreplaceable? If so, you might not need to purchase any additional insurance at all. But we recommend talking to your agent before making that decision.
  5. Do you have the ability to increase your deductible? Usually, a higher deductible means a lower premium—so that’s an option to potentially offset part or all of the cost of increased coverage for your jewelry.
  6. Do you have pictures? This doesn’t necessarily have to do with your insurance, but jewelers often are able to recreate lost or stolen pieces with the help of a photo.

Whatever you choose to do, remember that you play an important role in keeping your jewelry protected, too: Be sure to store it securely, whether in a safe at home or a safe-deposit box at a different location. After all, having the right coverage is great—but it’s even better when those special pieces stay with you and your family for years to come.

Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”—night watchmen who would literally walk around and check doors to make sure they were locked. The most advanced product at the time, according to the Electronic Security Association, was an alarm system that used electromagnetic contacts on doors and windows and rang a bell if disturbed.

Things are just a little bit different now, thanks to expanding technology and decreasing costs. Regular homeowners now have access to the types of tools and systems that were previously attainable only by celebrities and the wealthy.

It’s especially important to be thinking about security with the increase of online shopping. More packages are being delivered on a regular basis, and porch pirates can easily swoop in and snatch your new items.

If you’re into tech, you might even find that getting set up is fun. And if you’re into saving money, many companies offer insurance discounts for having specific home-monitoring systems, so check your policy or ask us for details.

Here’s a rundown of some of the options you have to protect your home, from all-in-one systems to separate components for do-it-yourselfers.

Full-service systems

There are a number of companies that offer full-service security systems with central monitoring—and the list is growing, with cable and wireless companies (Xfinity, AT&T, etc.) getting into the mix more prominently along with familiar names such as ADT and Brinks. These systems can feature video surveillance, remote access, smoke and carbon-monoxide detection, even medical alerts in case you have an emergency. Many now offer home-automation tools so you can control lighting, heating, cooling and other appliances when you’re away from home.

Most systems also can be configured to send you alerts via text message—so you know when the kids have gotten home from school safely, for example.

Full security systems such as these often have installation costs, along with equipment fees and monthly bills, of course. But if you don’t feel tech-savvy enough to install your own system, you don’t want to deal with the hassle, or you want something with central monitoring, a full system might be right for you.

Do-it-yourself options

If you’d rather set up your own system, many companies offer starter packs with a few components to get you going, allowing you to add what you need and exclude what you don’t. Some provide security features without much in the way of home automation, while others can serve as the hub for a connected home—it’s up to you.

You can create your own custom security system through the use of individual products, too, although you’ll want to ensure everything works together. Here are some of the options on that front:

Smart cameras and sensors

Installing cameras used to mean dealing with bulky equipment and yards of wiring. Today, cameras are unobtrusive, wireless and capable of much more than previous models. Many are combined with floodlights or doorbells and use motion activation, saving data-storage space and battery power by recording only when there’s a reason to record. Some can send live feeds to you remotely when motion is detected, too. One startup even has motion sensors that don’t use infrared light—instead, they look for disturbances in the wireless signals that bounce around throughout your home.

Keyless entry systems

Even items as basic as the locks on your doors have undergone revolutionary changes. You might not think you need an entry system that relies on a code, or a smartphone, but they can come in very handy at times. Say, for example, you need to let a trusted repairman into your home while you’re away, but you don’t want to risk hiding a key outside. With a keyless system (or a hybrid version that uses both keys and codes), you simply provide a temporary code for the repairman to use.

Home automation

Have you ever forgotten to leave a light on while you’re away? Burglars thrive in the dark, and lights both inside and outside your home, along with noise from TVs, radios, etc., can be powerful deterrents. Thankfully, you can have more control than ever—from anywhere in the world. And just like some professionally installed systems or do-it-yourself starter packages, many individual components tie in home-automation features as well.

Of course, there are still some classic tools and techniques you can use to deter crime, no matter how tech-savvy you are: Don’t broadcast on social media when you’re going to be on vacation or away for the night. Keep valuables out of plain sight. Make sure your windows and doors are locked. And don’t forget the security system that will love you back—a watchdog!

Spring Cleaning Tips

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  • Follow the six-month rule. Generally, if you haven’t used something in six months (with the exception of seasonal items), it’s a good idea to consider throwing it away or donating it.
  • Don’t forget the kitchen. Just like other rooms, your kitchen likely has things that haven’t been used in some time — and this includes food in the refrigerator or freezer. Give those appliances a thorough cleaning and get rid of anything you won’t be eating.
  • Set yourself up for success. Paper clutter is something we all could probably cut back on pretty easily. Setting up a few recycling bins throughout the house gives you a convenient alternative to just setting that old magazine or paperwork down somewhere and watching the pile grow.
  • Make some money! The spring cleaning garage sale is a tradition for many homeowners, and can be a great way to bring in some extra income. Talk about a win-win situation — you get rid of stuff you don’t need, and someone pays you for it!
  • Stay safe. When you’re cleaning or maintaining your home, be mindful of the physical risks involved. Lift with your leg muscles, not your back. Avoid prolonged repetitive motions. Use ladders, lawn mowers and other dangerous tools with caution.

Now sit back, relax, and enjoy your sparkling clean home after a long winter inside.

Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”

Since the first Earth Day in 1970 (which was connected to the passage of the Clean Air Act that year), there have been many environmental victories, such as passing and strengthening laws for cleaner air and water, expanding Marine Protected Areas, reducing overfishing, and even improving our ability to predict extreme weather events.

Scientists say more progress is needed if we are to slow the impact of climate change, and carbon emissions are a major threat, according to the U.S. Energy Information Administration. Since the mid-1800s, the agency notes, carbon concentrations in the atmosphere have increased by about 40%. Because of their warming effect on the planet over time, carbon emissions can contribute to severe weather, rising sea levels, and other significant issues.

You might think the problem is so big there’s nothing you can do about it—but there are many ways you can help reduce these emissions. Here are three things the environmental organization Carbon Offsets To Alleviate Poverty (COTAP) recommends to lower your carbon footprint and do your part to help the planet:

  1. Don’t drive so much — When you do drive, be fuel-efficient. Driving a conventional vehicle burns fossil fuels, so the less you drive, the less carbon you emit. (Even electric cars typically have a carbon footprint, depending on the type of energy used to charge them.) You can also lower your emissions by keeping your car well-maintained and driving sensibly: To maximize your gas mileage, don’t speed excessively or accelerate suddenly, and make sure your tires are properly inflated.
  2. Limit your air travel — Everybody loves vacations, but airplane flights generate a lot of carbon emissions: For every roundtrip transatlantic flight, 30 square feet of Arctic sea ice is lost, according to Climate Central, an independent organization of climate scientists and journalists. When you want to get away, choose shorter flights, or try “staycations” closer to home. Also, if you travel for work, consider videoconferencing tools instead.
  3. Look around the house — There are plenty of other ways to lower your impact on the environment—and saving energy in your home is a great start. Make sure your home is insulated properly to keep things warmer in the winter and cooler in the summer without cranking the thermostat up or down. Choose appliances that are energy-efficient. Even something as simple as replacing incandescent light bulbs with LEDs (and turning lights off when you’re not using them) can help.

Remember that little steps can create a big impact. Maybe you can bike to work a couple of times a month. Walk to the market instead of driving. Leave the AC off until the hottest days of summer. It all adds up—for you, for those you share the planet with, and those who will come after you, too.

Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip for seven consecutive years now, according to the National Marine Manufacturers Association.

Fortunately, the number of boating accidents isn’t growing at the same pace—in fact, they are decreasing. In 2017, the most recent year for which statistics are available, accidents were down nearly 4% versus 2016; fatalities dropped by more than 6%, and injuries by over 9%.

That’s great news, but in order to make sure those numbers keep moving in the right direction, boaters need to keep making safety a priority. We’re here to help: Just in time for National Safe Boating Week May 18-24, we’ve compiled some tips for anyone who’s about to climb aboard.

Choose the right types (and sizes) of life jackets—and make sure everyone wears them.
There are different types of life jackets for various activities, such as vest-type jackets for calm, inland waters, offshore jackets with additional buoyancy designed for rougher water, and even some made for waterskiing, kayaking, etc. Think about what you’ll be doing, where you’ll be headed, and who will be with you, so you have the ones you need. (Click here for a great guide.)

Each individual on board (even pets) should have a life jacket that fits properly, and most important, they should wear it at all times—there probably won’t be time to throw one on when something bad happens unexpectedly. According to the Coast Guard, in most cases of boating-related drowning, life jackets were on board but they weren’t worn by victims.

Make sure you have other key safety equipment on board.
There are plenty of other items you should have (or consider having) on your boat to increase safety. Fire extinguishers are required on most boats, even small vessels, so make sure you have the right type and that you know how to use it. If you have an enclosed area on your boat, you should install a carbon-monoxide detector.

Cell phones don’t always work well when you’re out on the water, so a VHF radio can ensure you’re able to call for help—it might be a good idea to get an emergency position-indicating radio beacon in case you get lost, too. And finally, you should always carry an anchor and signal lights, even if you aren’t planning on being out at night.

Use common sense, both before and after you launch the boat.
Keeping your boat’s systems and equipment (including safety gear, of course) in good shape is the first step to preventing problems, so put in the time to perform inspections and maintenance tasks as needed. Then, before any trip, no matter how quick, check the weather. Look for wind and small-craft advisories in particular.

When you hit the water, the fun can begin! But keep in mind that a quiet, enjoyable day can change in just an instant, too. So don’t speed. Don’t drink or allow excessive distractions. Remember that there are other people out there too, and that when everybody does their part, boating is a lot more fun—and a lot safer—for us all.

How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.)

The family part of family vacations, however, can make things a little complicated. You want to choose a destination that is fun for everyone, including the kids. You want to ensure they’re safe on the trip, wherever you go. And you probably want to figure out how to make traveling with them easier, too.

We’ve got you covered with some great tips, so you can relax when you hit the road—or at least after you get to where you’re going.

Instead of thinking about where to go, first think about what you want to do.

Experts interviewed by the New York Times recommend starting with figuring out what you want to do on your vacation, because that will help you narrow your list of possible destinations. Want a laid-back trip with lazy days, but one that will still keep kids of all ages engaged? Maybe a beach trip is best. Looking for a few thrills? Theme parks are great for kids ages 3-12 (younger kids might not be able to go on many of the rides, and older kids might not be as enthusiastic). Think it would be best to give everyone a chance to do their own thing? Cruises have lots of family-friendly options, along with chances for kids to be more independent.

To help the kids feel good about where they’re headed, you can let them choose some of the activities for certain days, or actively involve them in designing the entire itinerary.

Think about how you’ll get there, too.

Traveling with kids—especially young ones—can be a challenge. For trips longer than a couple of hours, one old trick is to wrap up inexpensive toys or treats for children and use them as a reward for good behavior. For every hour they’re good, they get to open a present. Not only will that help keep them in line, it will keep them occupied for the hour in between.

Some vacations require a flight, of course, but car trips and train travel can be great options for families. In the car, you’ve got flexibility and control—you can meander and explore along the way, break the trip up however you like, and pull over whenever you want for rest or a fun activity. You don’t have as much control on a train, but there’s plenty of space to move around, and kids often find it fun to watch the world go by outside.

Keep safety in mind.

When you’re away from home, no matter what kind of vacation you’ve planned, make sure your kids know what to do if you get separated or there’s an emergency. recommends that families practice these situations—and create “information cards” for kids to carry that include phone numbers, where you’re staying, etc. Having your children wear bright, recognizable clothing, or even using GPS devices to keep track of them, are good ideas as well.

Another useful trick many parents use is taking a photo of each child every morning before embarking on the day’s adventures. Then, if someone gets lost, you have a current photo to share so people know exactly what to look for.

Don’t try to do too much.

As one travel-company professional and mother of three told the New York Times, make sure to build some downtime into your itinerary—she recommends limiting planned activities to a half-day or less. The rest of the day can still be fun, but give yourself a break with some time at the pool or a local park.

There’s no way to guarantee a great vacation, obviously. But with a little planning and consideration, you and your family will be well on your way. Safe travels this summer!

Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage—it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss.

How do you know you’ve got a problem? Maybe you’ve noticed it’s getting harder and harder just to park the car. Or it takes you an hour to find that box with the Halloween decorations. Or, worse, you spend an hour out there and can’t find the Halloween decorations at all.

The solution is not to try and forget about it, because that’s what got you into this mess (literally) in the first place! Instead, follow these tips to transform your garage from a place full of random pieces into a place of peace.

Start with a plan. No, you don’t have to know what you’re going to do with everything in your garage just yet. But before you start tearing everything apart, it’s a good idea to make sure there’s a method to the madness. Organizing professionals recommend creating categories to group your things—common ones include sports gear, tools, garden equipment, automotive items, seasonal decorations, etc. Then, when you start looking through all that stuff, put each thing in the right “zone” (even if it’s just a pile at this point). And don’t forget to create temporary zones for donations and stuff to throw away. If this is a big organizing project, you’re probably going to have a lot of each.

  1. Remember, you don’t have to do it all at once. Feeling overwhelmed already? There are boxes everywhere. Nothing is labeled. You don’t even know where to begin, because you’re thinking about the entire garage. Stop. Take a breath. You don’t have to tackle this in a day, a week, or even a month—unless you want to, of course.
    If it all seems like too much, pick just one box. Go through it, decide what you want to keep and what you can throw away or donate. Put each item in the right zone, because that’s going to help with the next box. (And when do you do that next box? Whenever you want. Take the whole weekend, or take the next few months. Just keep making progress, bit by bit.)
  2. You do need to go through everything, though. It’s tempting to skip certain boxes or areas, especially if you think you know what’s there. But let’s be honest: You probably don’t actually know. (If you did, you wouldn’t have spent that hour looking for the Halloween decorations, right?) Every item needs to be evaluated and then placed along with the other items in that category or zone. Don’t worry—you still don’t have to know where you’re putting everything for good.
  3. Now that you’ve got your items grouped as best as possible, it’s time to start thinking about permanent homes for them. Items that you use frequently should be easy to get to—for example, make sure you can get the lawnmower out without moving the car, and that you don’t have to move five other things to get to your hammer or drill. Things like seasonal décor, rarely used household items, that vase from your mother you only put out when she visits? Those can be a little more tucked away. Just make sure to label everything you keep in boxes or bins (and make sure you can see the labels when they’re put away). This is when you’ll want to consider your storage options, too. Stacking boxes or bins on the floor is not a good solution. (Inevitably, you’re going to want omething in the box on the bottom, which means moving all the other boxes. Big towers of bins can fall, too, which isn’t great if you or your car are in the way.) You can buy freestanding shelves, attach shelves to the walls, put up pegboard with hooks, even install racks that hang from the ceiling. If you like, create a diagram of your garage and figure out what would work best where.
  4. When everything is done, you aren’t quite done. If you don’t stay on top of things in the future, you might find yourself facing the same old situation down the road. So be vigilant. Any time you put something new in the garage, make sure it goes to the right place. When you use something, put it back in the right place. (It wouldn’t hurt to do a little cleaning out there once in a while, too—and while you’re at it, double-check to make sure that yes, everything is in the right place.)

You probably feel pretty good after all that work, and you should. Enjoy your new space—and all the new free time you’ll have because you aren’t spending hours searching for things in the garage!

How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to spend time doing what you love.

However, group riding has its own risks. This is especially true when you have a group with a wide mix of skill levels and riding experience. This can create unpredictable, stressful, and dangerous situations for not only other riders, but all drivers on the road. So be sure to never try to ride beyond your ability.

To help you stay safe while riding in a group, see the following safety tips.

Communicate first. Get together before your ride to outline the basics of your trip such as how far you’re going, how often and where you’ll stop, who the leader will be, and other considerations. Plus, make sure everyone has tools, a first-aid kit, a full tank of gas, is wearing a helmet, and has performed a basic maintenance check on their bike.

This is also the time to determine your line order. Put the most experience rider in the lead, with the least experienced rider lined up behind the leader. The lead rider will determine the pace, which should suit everyone in the group, as well as alert those behind of brake lights, objects in the road, traffic backups, and other perils.

Hand signals. It’s worth learning a dozen or so key hand signals to help you communicate while riding. This can help keep you safer on the road, ensure your group stays together, and give you greater peace of mind.

Ride in formation. There’s a sweet spot to group riding that should always be maintained. You want to be close enough to each other to make it easy for other motorists to see you. But you want to give each other enough space in front and back so you’re not tailgating, and enough on the side so you’re not in danger of swerving into another rider if you need to quickly avoid something on the road.

The most effective formation on the highway is to stagger your bikes. That means the leader is on the left side of the lane, the next rider is behind in the right side of the lane, the third rider is on the left side, and so on until the last rider. And once you’re in formation, be sure to stay there so everyone knows where the other riders are. Bear in mind you may need to be in a single-file formation on curvy roads, or roads with rough surfaces, so staggering is not always possible. But when it is, it’s the preferred method.

Stay in formation while passing. When passing other vehicles, do so one at a time, starting with the leader, and then return to your staggered formation.

Take your time. Unless you’re going for a short ride, be sure to plan plenty of rest stops. To make the most of them, try planning your breaks around scenic viewpoints or other points of interest along your route. Taking plenty of breaks also helps you stay alert, maintain proper concentration, and enjoy a more relaxing outing.

Whether riding in a group or solo, carrying the right motorcycle insurance is always important. To learn more protecting yourself and your bike, give us a call today.

What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them.

It’s obvious yet bears repeating: motorcyclists are much more vulnerable than car and truck drivers and passengers. Not only are there many more cars and trucks on the road, but there’s no such thing as a “fender bender” for a motorcyclist. Even a low-speed collision can seriously injure a rider, not to mention total the bike, so it’s important to always give motorcycles extra space and an extra look.

Below are six tips to help you safely share the road with motorcyclists.

Objects in mirror. The object in your mirror may be closer than it appears — especially if it’s a motorcycle. Due to its size, it can be harder to determine how close a motorcycle is and how fast it’s moving. When turning into traffic, always estimate a bike to be closer than it appears to avoid forcing a rider to quickly hit the brakes — or worse.

Watch those left turns. One of the most common motorcycle accidents involves a car making a left turn directly in front of a bike at an intersection. Give yourself an extra moment to look specifically for motorcycles coming toward you when turning into traffic.

Double-check your blind spot. Carefully checking your blind spot before changing lanes is always a good idea. When it comes to motorcycles, it’s critical. A bike can be easily obscured in the blind spot, hidden behind your car’s roof pillars, or blend in with cars in other lanes, so make a habit of checking carefully before changing lanes. Plus, always use your turn signal.

Don’t tailgate. This is another general rule for all drivers, but it’s especially important when following a motorcycle. Be aware that many riders decrease speed by downshifting or easing off the throttle, so you won’t see any brake lights even though they are slowing down. Following at least three seconds behind the bike should give you enough time and space to safely slow down or stop when necessary.

Stay in your lane. Motorcycles of course don’t take up an entire lane the way cars or trucks do. But that doesn’t mean you can cozy up and share a lane with a bike. Just because the rider may be hugging one side of the lane doesn’t mean you can move into that space. Riders are likely doing this to avoid debris, oil on the road, or a pothole, so a bit of mild swerving within the lane can be expected. Do not crowd into the lane with a bike.

Think about motorcycles. Making a habit of always checking for bikes when you drive will make the above tips second nature, and make you a better driver. To personalize it, think about your friends and family members who ride bikes and then drive as if they are on the road with you. Motorcyclists — and everyone else — will thank you.

To learn more about protecting yourself and your bike, give us a call!